Heartiest congratulations to Dr. Muhammad Iqbal Rana and Dr. Tehmina Latif for successfully completing their PhD from IBA under the supervision of Prof. Dr. Sania Zahra Malik. Public defense held on 18th April, 2024 chaired by Director, IBA, Prof. Dr. Muqqadas Rehman. Many thanks to Prof. Dr. Shazia Nauman, Head of Riphah International Business School and Dr. Aqeel Ahmed, Associate Professor, UCP, for attending as external examiners.